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Effective May 1, 2025

Terms & Conditions of Your Account

  • Credit Card Annual Fee: $50.00 (MasterCard & MasterCard Gold)
  • Non-Sufficient Funds (NSF): $36.00 per item
  • Returned Deposit Item (RDI): $36.00 per item
  • Courtesy Pay: $36.00 per item
  • Stop Payment Request: $36.00 per item (includes ACH Stop Pay)
  • Skip-a-Pay: $50.00 per skip
  • Money Order: $10.00 each
  • Official Check: $10.00 per check
  • Loan Pay Express payment
    • Checking account: $15.00
    • Debit/Credit Card
      • amounts up to $350: $15
      • amounts between $350 and $700: $25
      • amounts above $700: $35
  • Value Checking Fee: $6.00 per month
  • Incoming/Outgoing Wire Transfers: $30.00
  • Preferred Checking Minimum Balance Fee: $6.00 (if account balance goes below $1,000 any time during month)
  • Prime Share Low Balance Fee: $6.00 per month (if account balance goes below $2,500 any time during month)