International Credit Union Day Balance Transfer Promotion

Girl holding a credit card and smiling

*APR is Annual Percentage Rate. Promotional APR and no balance transfer fee is a limited time offer valid for balance transfers from non-MyUSA credit cards initiated on October 17, 2024. Balance transfer promotional APR will be for the six billing cycles after the transaction posts. After the promotional rate, standard published variable rates (currently between 11% – 17%) and fees will apply. Cardholder is responsible for making payments to the external loan balance until balance transfer transaction is completed. No Rewards points will be given for Balance Transfers. Must be a MyUSA member age 18 or older and satisfy MyUSA underwriting criteria; not all applicants will qualify. MyUSA Credit Card limits and APRs will be the standard published rate and may vary depending upon each individual’s credit history and underwriting factors.  Credit Cards and balance transfers will be approved up to current loan limits under normal underwriting conditions for new MyUSA Mastercard Credit Cards and existing MyUSA Mastercard or Visa Credit Cards. Offer valid only on new balance transfers; Promotional APR not valid on new purchases and existing loan balances held at MyUSA cannot be refinanced for this offer. Cannot be combined with any other offers. MyUSA Credit Card programs, rates and cardholder benefits are subject to change without notice. Other terms, limits and fees may apply, speak to a MyUSA Associate for details.