Lock in a 5.25% APR*
30-Year Fixed Mortgage
Looking for a predictable monthly payment and a competitive mortgage rate? Our 5.25% APR 30-year fixed mortgage loan gives you long-term stability and peace of mind — whether you’re buying a home or refinancing.
- 5.25% APR
- 30-year fixed rate
- Local decision-making
- Personalized guidance from start to finish
Just another way we’re Saving Our Members More!
Contact someone from our mortgage team if you have questions.
Get the Most out of MyUSA
*Annual Percentage Rate (APR) of 5.25% valid on MyUSA Credit Union 30-year fixed rate first mortgage loans applied for between February 9 and March 31, 2026. 5.25% APR will apply to eligible borrowers with a credit score of 680 or higher for loan amounts between $50,000 and $750,000. Down payment of 10% or more required. Maximum Loan-to-Value (LTV) of 90%. Closing costs will apply and will vary based upon loan amount. As an example, based on a $200,000 loan amount with a 10% down payment, estimated monthly principal and interest payments on a 30-year mortgage would be approximately $1,104.57 (Excludes points, taxes and insurance; total payment will be higher). First Mortgage offer available for purchase or refinance of residential property on a one to four family dwelling; Cannot be used to refinance an existing MyUSA loan. Offer applies to 30-year fixed consumer residential mortgage loans only, and excludes home equities, HELOCs and business loans. Other loan rates and terms available and may vary depending on property appraisal and each individual’s credit history and underwriting factors. Not all applicants will qualify. Consult a tax advisor regarding the deductibility of interest. In order to open a loan, you must first become a MyUSA CU member. Limit one offer per member; cannot be combined with other offers. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Speak with a MyUSA CU Associate for program details. MyUSA CU NMLS #442068