Build Credit with Secured Loans
A Secured Loan or Secured Credit Card is a simple way to build credit while keeping your savings safe. Your savings or existing asset act as collateral, so you get lower rates and an easy way to boost your credit score. It’s a smart, low-risk way to grow your financial future!
*Unsecured, Signature (Lifestyle Loan): Your APR will be between 9.99% and 20.50% based on creditworthiness at time of application for loan terms of 1-84 months and amounts $1,500-$15,000. Unsecured Personal Loan Example: if you get approved for a $15,000 loan at 9.99% APR for a term of 84 months, you’ll pay just $248.94 a month. Minimum payment is $100 per month, unless specifically stated otherwise for special loan promotions.
Interactive Learning Experiences
Lifestyle loans can help you consolidate debt, renovate your home, pay for college and more. Lines of credit can help during emergencies or when you’re short of funds in your checking account. Zogo offers short, interactive learning experiences to help answer your questions about getting these loans, understanding the conditions of a loan, the differences between them, and being responsible when using loans.
Zogo is a gamified financial literacy app that rewards users for completing bite-sized financial literacy lessons on intelligently saving, spending, and managing money. Level up and earn while you learn, with real-life rewards, such as gift cards to your favorite stores!