Saving For the Future
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Let your BFF (Best Financial Friend) help you save for the future. We offer several savings products to help you create the life of your dreams.
Certificates1
Want to earn more? If you’re seeking a higher rate of return, a certificate may be the answer! Certificates pay higher dividend rates as invested funds remain on deposit for a fixed period of time. Minimum balance is $500 and available terms are 3 to 60 months.
1 APY for Certificates will be standard published rates at time of account opening and are subject to change after account opening. APY, minimum balance requirements for obtaining APY, and fees, including early withdrawal fees, may apply and will vary per account. A minimum balance of $500 is required to open a Certificate and a balance of $0.01 is required to earn dividends; fees may reduce earnings. You must meet membership eligibility and maintain a Main Share Membership Savings Account with a balance of $5.00 to open Share Certificate. For additional account information, including applicable fees, speak to a MyUSA Associate for details.
IRA
IRAs, or Individual Retirement Accounts, offer an ideal place to hold retirement savings funds. Your account earns higher dividends as your balance increases. This account also allows for easy IRA and 401(k) rollovers. Our IRA options provide great flexibility and include Roth and Traditional IRAs. IRA Share Certificates are also available.
Interactive Learning Experiences
Share Certificates and IRAs are accounts designed for building savings. Zogo offers short, interactive learning experiences will provide valuable information on these accounts that will empower you to make smart financial decisions and create the life of your dreams.
Zogo is a gamified financial literacy app that rewards users for completing bite-sized financial literacy lessons on intelligently saving, spending, and managing money. Level up and earn while you learn, with real-life rewards, such as gift cards to your favorite stores!