Online & Mobile Banking

Password Warning in Online Banking

When entering your password and/or security question to access the new Online Banking, you may encounter a message. Please note: this does not mean that your account or password have been compromised. This message is also not originating from MyUSA CU’s Online Banking. Instead, it is originating from Chrome, as the browser now features built in functionality where it can intercept password fields and compare them against lists of compromised passwords from the dark web. For more information visit this help page from our data processor. 

Mobile App

  • Safe and secure
  • Access app using voice/facial recognition, thumbprint, or 4-digit pin
  • Mobile Check Deposit* – get your funds in real-time
  • Mobile Bill Pay
  • Free, integrated SavvyMoney credit score portal
  • Apply for a loan
  • Available for iPhone and Android

* First-time users will be required to register. Mobile Check Deposit is available for members in good standing that meet certain criteria. Not all members will be eligible. See a MyUSA representative for details.

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Download our mobile app on the Apple App Store

Download our Mobile App on Google Play

Google Play and the Google Play logo are trademarks of Google LLC. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries and regions. App Store is a service mark of Apple Inc.

Mobile App Card Controls

Set up text alerts for debit card transactions above a dollar amount that you designate. You can also temporarily lock a debit card you think may be lost. This is helpful when you think the card is in your car, couch cushions, etc… but you don’t want to cancel the card.

Online Banking

New Online Banking Video

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  • Choose personal preferences such as background color, photo album, and starting page
  • “See” and “Jump” to your joint account(s) without logging out of your primary account*
  • Integrated Bill Pay
  • Free, integrated SavvyMoney credit score portal
  • Check balances and view transactions in real-time
  • Text and email alerts
  • Transfer funds between accounts and make loan payments
  • Account to Account (A2A) Transfer** – transfer funds between your MyUSA CU account and other financial institutions
  • Person to Person (P2P) Payment
  • Set up or change automatic transfers
  • Download transaction activity to Quicken
  • Set up eAlerts or sign up for eNotices
  • eStatements
  • Assign nicknames to your accounts
  • Open additional savings accounts or open a share certificate
  • View images of cancelled checks
  • Place a stop payment on a check
  • Notify MyUSA CU of a new address or phone number
  • Review loan payoff amounts and due dates
  • View annual dividend and interest information

* Contact MyUSA CU to set up this services.

** Contact MyUSA CU to set up this service. Transfers do not happen on weekends or general holidays. Allow 72 hours for transfer requests to be completed. MyUSA CU cannot cancel or reverse the transfer.

Online / Mobile Banking employs industry-leading features to ensure all your transactions are conducted with the highest possible privacy and protection. All data is encrypted using 128-bit encryption, the strongest form available, and transferred via the Secure Sockets Layer (SSL) protocol.

Bill Pay

  • Safe and secure
  • Easy to set up
  • No additional sign-on or password to remember – just click “Pay and Transfer”
  • Schedule reminders and alerts
  • Schedule payments at your convenience – some billers can receive next-day payments
  • Set up recurring payments
  • Monitor the status of your payments
  • See payment history
  • Schedule payments at your convenience
  • Establish eBills with select vendors and let It’s Me 247 keep copies of your bills
It'sMe247 logo
pay bills with online bill pay

To enroll in Bill Pay, simply log in to MyUSA’s Online / Mobile Banking click the Pay & Transfer icon. Step-by-step instructions will guide you through enrollment and setup. You’ll be ready to go in no time!

Text Banking

Text Alerts

Create and stay informed with real-time text alerts such as:

  • Account balance
  • ACH deposit or withdrawal notification
  • Loan payment due notification
  • eNotice notification
  • Account balance
  • Balance notification (below, at, or over an amount you designate
  • When more than a certain number of transactions post in a day
  • When more than a certain dollar amount of transactions post in a day

Text Banking Command

In Online / Mobile Banking, enroll your mobile device for text banking. If you have more than one account, you can create nicknames to help you tell them apart. Text commands below to 46247:

  • BAL = Balance for all eligible accounts
  • TRANS MYCODE $ = Executes the transfer with the specified amount
  • STOP = Turns off all text banking
  • HELP = Provides you help for unenrollment

Text Banking FAQ

MyUSA Credit Union does not charge a fee for Text Banking. However, carrier message and data rates may apply. Please check with your wireless provider for information about carrier charges on your mobile phone account and service plan. Terms and Conditions may apply.

SavvyMoney Credit Score

Your credit score can impact your ability to get a loan, receive the best loan rate, and in some cases, get a job. To help inform, educate, and assist you improve your score, we’re excited to offer SavvyMoney through our Online / Mobile Banking. Members can check their credit score at any time, right from their phone or computer. To get started:

  • Login to Online / Mobile Banking
  • Under “My Accounts” in the menu
  • Click on “Credit Score”

The program is FREE for members and is a great resource to help you improve your credit score. Plus, we’ll provide you personalized tips on improving your score and send you special offers! You can refresh your report daily without any negative affects to your score. Features include:

  • Complete credit report with your score
  • Breakdown of each section of your credit report
  • Suggestions to improve your score
  • Personalized money-saving offers
  • Financial education tips
  • Monitoring alerts
  • Easily dispute errors
  • And more
SavvyMoney FAQs

MyUSA Virtual Strongbox™

With MyUSA Virtual Strongbox, you can have access to important documents at your fingertips! You will have peace of mind knowing that you have access to copies of your important documents anywhere, anytime. Files you load will be protected with encryption that only you can access, and you have the option to safely share documents with anyone you want via a secure link. Save important documents through Online Banking such as:

  • Wills
  • Mortgages
  • Passport copies
  • Tax documents
  • Loan forms

Access MyUSA Virtual Strongbox by signing into Online Banking and go to the My Documents tab. All members are allocated 10MB of storage for FREE!  If you would like to add additional storage, you can upgrade for a small annual fee.

REACH Financial Success Education

Mobile and Online Banking

If you’re like many consumers, you appreciate the convenience of being able to mange your finances without making frequent trips to the credit union. Learn how you can make money management part of your everyday routine, right from your phone or computer. This short, interactive learning experience will teach you about:

  • Mobile and online banking product features
  • Understanding mobile payments and when to use them
  • Additional steps to safeguard your privacy when using mobile and online banking
Learn More More