We Don’t See a Score

• Auto Loan
• Unsecured Loan

We See You – in Your Next Car.

Ready to hit the road? Whether it’s your next upgrade, buying a new car, or refinancing your current loan, enjoy rates as low as 5.95% APR¹ for up to 84 months – even if your credit score isn’t perfect. At MyUSA, we look beyond the numbers to help you move forward with confidence.

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We See You – and Your Goals.

Big plans don’t always come with big savings. That’s why we’re offering unsecured loans for up to 60 months at rates as low as 10.50% APR^². From consolidating debt to covering life’s unexpected expenses, you can move forward knowing your financial partner sees the person behind the score.

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1 Annual Percentage Rate (APR) of 5.95% valid on New Auto Loans (2022 & newer) with a maximum term of 84 months for applicants with a credit score of 600 and above. APR of 6.75% valid on Used Auto Loans (2021 & older) with a maximum term of 84 months with a credit score of 600 and above. Processing fees apply and will increase APR if financed. Other rates, terms and conditions are available and may vary depending on each individual’s credit history and normal underwriting factors. For example, a $20,000 New Auto Loan for 84 months at 5.95% would have an estimated monthly payment of approximately $297.71 with no payment protection. Member is not required to make any payments for up to 90 days after the date the loan is closed, but interest accrues. If debt protection is purchased and added to the loan, the first payment MUST be made by the 90th day from the date the loan was closed, or debt protection coverage will be cancelled. Offer excludes unsecured loans, home equities and any other loans not listed above. Offer valid only on new loans to MyUSA and cannot be used to refinance or pay off an existing MyUSA loan. To obtain an Auto Loan, you must be a MyUSA CU member, be 18 years of age, and satisfy MyUSA’s underwriting criteria; not all applicants will qualify. Offer effective September 2, 2025, is subject to change or end without notice, and cannot be combined with any other offer. Other terms, conditions, limits and fees may apply; speak to a MyUSA Associate for more details.

2 Annual Percentage Rate (APR) of 10.50% valid on Unsecured Loans up to $15,000 with a maximum term of 60 months for applicants with a credit score of 640 and above and a maximum term of 48 months for credit scores 600 – 639. Processing fees apply and will increase APR if financed. Other rates, terms and conditions are available and may vary depending on each individual’s credit history and normal underwriting factors. For example, a $15,000 Unsecured Loan for 60 months at 10.50% would have an estimated monthly payment of approximately $322.41 with no payment protection. Member is not required to make any payments for up to 90 days after the date the loan is closed, but interest accrues. If debt protection is purchased and added to the loan, the first payment MUST be made by the 90th day from the date the loan was closed, or debt protection coverage will be cancelled. Offer excludes auto loans, home equities, and any other loans not listed above. Offer valid only on new loans to MyUSA and cannot be used to refinance or pay off an existing MyUSA loan. To obtain an Unsecured Loan, you must be a MyUSA CU member, be 18 years of age, and satisfy MyUSA’s underwriting criteria; not all applicants will qualify. Offer effective September 2, 2025, is subject to change or end without notice, and cannot be combined with any other offer. Other terms, conditions, limits and fees may apply; speak to a MyUSA Associate for more details.