Looking for a New Home?

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We’ll pay up to $3,000 toward closing costs*!

Your mortgage loan pre-qualification is just minutes away!

Want us to do the work? Call 800.633.8905 and one of our friendly BFFs will help you get set up.

Online Mortgage Center

We’ve streamlined the entire mortgage process to bring you a faster, more advanced way to finance your home. Start by finding your best rate. Or use our calculators to find out if you’re ready to buy, how much you can afford, and more. Your mortgage loan pre-qualification is just minutes away! Experience the “Credit Union Mortgage Advantage” with reduced paperwork and hassle-free on-line mortgage applications. 

Apply now and get pre-qualified in just minutes! NMLS#442068

First Time Home Buyer Education

Buying your first home is a big step, but it doesn’t have to be a scary one. The more you know about the home buying process, the more confident you’ll feel about making these important decisions that will shape your future. Click here to learn about the process you have to go through to buy your first home.

Home Buying Education for Everyone

Time to move into another home? Maybe you’ve outgrown the one you’re living in now. While it doesn’t matter why you need a new house, it does matter how you go about purchasing it. No one likes the hassle of buying a home the old way, including us. That’s why we’ve invested our energy into streamlining and updating the entire mortgage process. We’re pleased to bring you a faster, more technologically advanced way to finance your home.  Click here to get started on your journey to a new home.

Loan Programs

We offer several unique loans that may fit your particular needs. Reverse Mortgages, FHA, VA, and others. Overwhelmed by your options? You don’t have to be. Click here to learn about your options. Talk to us and we’ll help you find a loan that is right for you.

Refinancing Education

Why should you refinance? If the current value of your home has increased it may make sense to refinance at a better rate, or refinance to consolidate debt or plan a home improvement project. Click here to find out if you should refinance.

About Us

We’re on a path to helping Ohioans achieve more! MyUSA Credit Union is focused on being your Best Financial Friend (BFF) for life by building the strongest communities possible through financial education.

MyUSA Credit Union has been serving Ohioans for nearly a century. From our humble beginnings in the steel and communications industries to a forward-thinking and inclusive institution serving all of the Miami Valley, we are now stronger than ever. Poised to focus on YOUR financial success. We want to be another reason you love to call Southwest Ohio home.

*Annual Percentage Rate (APR) for a MyUSA Credit Union 30-year mortgage is 6.25% with closing costs of over $3,000. As an example, based on a $100,000 loan amount with a 10% down payment, estimated monthly principal and interest payments on a 30-year mortgage would be approximately $554. (Excludes points, taxes and insurance; total payment will be higher). APR and rate effective as of 6/12/2024 and subject to change. Loan amounts range from $50,000-$550,000. Down payment of 10% or more required. Maximum Loan-to-Value (LTV) of 95%. Closing costs of up to $3,000 paid by Credit Union include processing fees, underwriting fees, report fees, origination fees and appraisal. Escrow, prepaids, taxes, insurance and accrued interest are the responsibility of the borrower. Other fees may apply and are the responsibility of the borrower. Available for purchase or refinance of residential property on a one to four family dwelling; Cannot be used to refinance an existing MyUSA loan. Loan terms may vary depending on property appraisal and each individual’s credit history and underwriting factors. Not all applicants will qualify. Consult a tax advisor regarding the deductibility of interest. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Does not apply on VA loan. Speak with a MyUSA CU Associate for program details. MyUSA CU NMLS #442068