Refinance to Put Money in Your Wallet

You’ve been pre-qualified to refinance your auto loan.

Discover how we save our Members thousands!

When you move your auto loan to MyUSA, we’ll either lower your payment, lower your rate, or give you a $100 Gast Card! Guaranteed!

3 Easy Steps

We’ll Fill Your Wallet Your Tank

  • Click to start an application, email, or call 513.727.2755
  • We’ll tell you how much we can save you each month.
  • On top of your savings, enjoy 90 days with no payments when you move your loan to MyUSA!

Benefits of MyUSA Auto Loans

  • Qualify for up to 125% financing
  • Take up to 84 months to repay on qualifying vehicles
  • Pay your loan off early with no penalty
  • Pay your loan ahead
  • Ask about our loan discounts

About Us

We’re on a path to helping Ohioans achieve more! MyUSA Credit Union is focused on being your Best Financial Friend (BFF) for life by building the strongest communities possible through financial education.

MyUSA Credit Union has been serving Ohioans for nearly a century. From our humble beginnings in the steel and communications industries to a forward-thinking and inclusive institution serving all of the Miami Valley, we are now stronger than ever. Poised to focus on YOUR financial success. We want to be another reason you love to call Southwest Ohio home.

*You can choose to stop receiving “prescreened” offers of credit from this and other companies by calling toll-free1-888-567-8688. Annual Percentage Rate (APR) will be the standard published rate valid on New and Used Auto Loans up to current loan limits that are approved under normal underwriting conditions. APR may vary depending on each individual’s credit history and underwriting factors. Offer excludes Credit Cards, First Mortgages, motorcycle loans and any other loan not listed above. Offer valid only on new loans to MyUSA and cannot be used to refinance an existing MyUSA loan. In order to open a loan, you must first become a MyUSA CU member, be 18 years of age, and satisfy MyUSA’s underwriting criteria; not all applicants will qualify. Member is not required to make any payments for up to 90 days after the date the loan is closed, but interest accrues. If debt protection is purchased and added to the loan, the first payment MUST be made by the 90th day from the date the loan was closed or debt protection coverage will be cancelled. If MyUSA cannot provide you a lower rate or a lower monthly auto loan payment by at least $1.00 per month on eligible loans currently not held at MyUSA CU, primary borrower will receive a $100 gas card. Gas card will be provided within 1 month of loan application or denial. Offer subject to change or end without notice and cannot be combined with any other offer. Other terms, conditions, limits, and fees may apply; speak to any MyUSA Associate for more details. Limit one gas card per member account. This “prescreened” offer of credit is based on information in your credit report indicating that you meet certain criteria. This offer is not guaranteed if you do not meet our criteria including providing acceptable property as collateral. If you do not want to receive prescreened offers of credit from this and other companies, call TransUnion at 1-888-567-8688 or visit the website at; or write TransUnion Opt Out Request PO Box 505, Woodlyn, PA 19094-0505.