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Financial Holiday Hangover?

We’ve Got You Covered.

Person holding a tower of gifts



If your budget is still recovering from the holidays, refinancing could help lighten the load. Move your auto, motorcycle, boat, or RV loan to MyUSA and you may score a lower payment and up to $500 cash back to help you get back on track.


*Offer valid for new MyUSA Credit Union auto, motorcycle, boat and RV loan applications received between January 1 and March 31, 2026, and closed by April 30, 2026. For qualified refinanced loans that are currently not held by MyUSA CU, primary member will receive up to 1% cash back, with a maximum of $500, per eligible refinanced loan. Cash back amount will be deposited into the Applicant’s Main Share Savings within 10 business days of loan closing and is considered taxable income; recipient is responsible for reporting the amount to the IRS. Loans will be approved up to current loan limits and under normal underwriting conditions based upon each individual’s credit history and underwriting factors. Offer valid on auto, motorcycle, boat, and RV loans. Offer excludes home equities, credit cards, business loans, and any other loan not listed above. Offer valid only on new loans to MyUSA refinanced from another lender and cannot be used to refinance an existing MyUSA loan or on vehicles with free and clear titles. In order to obtain a loan, you must first become a MyUSA CU member, be 18 years of age, and satisfy MyUSA’s underwriting criteria; not all applicants will qualify. Member is not required to make any payments for up to 90 days after the date the loan is closed, but interest accrues. If debt protection is purchased and added to the loan, the first payment MUST be made by the 90th day from the date the loan was closed or debt protection coverage will be cancelled. Offer effective January 1, 2026, is subject to change or end without notice, and cannot be combined with any other offer. Other terms, conditions, limits and fees may apply; speak to a MyUSA Associate for more details.