Shopping for a lower payment? Your Best Financial Friend (BFF) is here to help!
Right now, you can get $300* just for bringing your car loan to us. Plus, enjoy no payments for 90 days!

Let’s Lower Your Payment!
Our easy online application, flexible terms, and great low rates will keep you on the road for less. We can help with:
- Flexible payment options
- Skip 3 months of payments
- No early repayment penalties
Want more flexibility in your loan payment? We’ve got your back. Learn more about our AutoFlex loan option.
Questions?
Contact us at 800.633.8905 or click our Live Chat button in the lower right-hand corner. We’re here to help!
*Loans will be approved up to current loan limits and under normal underwriting conditions based upon each individual’s credit history and underwriting factors. Offer valid on auto, motorcycle, boat, and RV. Offer excludes home equities, credit cards and any other loan not listed above. Offer *Loans will be approved up to current loan limits and under normal underwriting conditions based upon each individual’s credit history and underwriting factors. Offer valid on auto, motorcycle, boat, and RV. Offer excludes home equities, credit cards and any other loan not listed above. Offer valid only on new loans to MyUSA and cannot be used to refinance an existing MyUSA loan. In order to open a loan, you must first become a MyUSA CU member, be 18 years of age, and satisfy MyUSA’s underwriting criteria; not all applicants will qualify. Member is not required to make any payments for up to 90 days after the date the loan is closed, but interest accrues. If debt protection is purchased and added to the loan, the first payment MUST be made by the 90th day from the date the loan was closed or debt protection coverage will be cancelled. For eligible loans that are currently not held by MyUSA CU, primary member will receive $300 for a minimum loan balance of $15,000. Cash incentive will be deposited into the member’s savings account within 10 days of loan funding. Cash incentive may be considered taxable income, and the recipient is responsible for any reportable amount to the IRS. MyUSA reserves the right to reclaim the incentive dollars if the loan is paid off or refinanced prior to 180 days after loan funding. Offer runs May 5 – July 31, 2025, is subject to change or end without notice, and cannot be combined with any other offer. Other terms, conditions, limits, and fees may apply; speak to any MyUSA Associate for more details.