2.00% APR* Off a Personal Loan
Looking for an affordable way to manage debt or cover a major expense? A MyUSA personal loan can give you the funds you need with a promotional 2.00% APR* rate discount.
2.00% APR* Off a Personal Loan
Looking for an affordable way to manage debt or cover a major expense? A MyUSA personal loan can give you the funds you need with a promotional 2.00% APR* rate discount.
Why a Personal Loan?
Get Started in 3 Steps
Apply
Complete your application online.
Talk With Us
We’ll review your application and discuss your options
Put Your Loan to Work
Once approved, you can put your funds to work where you need them most.
Why MyUSA: Affordable, Trusted, and Local
At MyUSA Credit Union, we believe getting a loan shouldn’t be intimidating. We’re here to make borrowing simple, listen to what you need and help you find a solution that works for you.
Affordable
Competitive rates and a straightforward approach to borrowing.
Trusted
We’ll listen, answer your questions and help you understand your options.
Local
We’re here for Members in Southwest Ohio, with people you can talk to when you need help.
Personal Loan FAQs
Protect Your Loan
Debt protection can help protect your loan payments when certain unexpected life events happen.
*Annual Percentage Rate (APR) as low as of 8.50% valid on Unsecured Loans up to $15,000 with a maximum term of 60 months for applicants with a credit score of 640 and above and a maximum term of 48 months for credit scores 600 – 639. Processing fees apply and will increase APR if financed. Other rates, terms and conditions are available and may vary depending on each individual’s credit history and normal underwriting factors. For example, a $15,000 Unsecured Loan for 60 months at 8.50% would have an estimated monthly payment of approximately $307.77 with no payment protection. Member is not required to make any payments for up to 90 days after the date the loan is closed, but interest accrues. If debt protection is purchased and added to the loan, the first payment MUST be made by the 90th day from the date the loan was closed, or debt protection coverage will be cancelled.
Offer excludes auto loans, home equities, and any other loans not listed above. Offer valid only on new loans to MyUSA and cannot be used to refinance or pay off an existing MyUSA loan. To obtain an Unsecured Loan, you must be a MyUSA CU member, be 18 years of age, and satisfy MyUSA’s underwriting criteria; not all applicants will qualify. Membership and account eligibility requirements must be met, including opening and maintaining a $5.00 Main Share Membership Savings Account. Offer effective October 1, 2026, is subject to change or end without notice, and cannot be combined with any other offer. Other terms, conditions, limits and fees may apply; speak to a MyUSA Associate for more details.