Earn up to 5.15% APY* with our Certificate of Deposit.

You can pick your term from 3, 6, or 9 months!

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Already a Member? Simply log in to online or mobile banking to pick your certificate term.

Want us to do the work? Call 800-633-8905 and one of our friendly BFFs will get set up.

What is a Certificate of Deposit?

Earn more with a Certificate of Deposit! If you’re seeking a higher rate of return, a certificate may be the answer! Certificates pay higher dividend rates as invested funds remain on deposit for a fixed period of time.

The minimum balance is $500. You can earn up to 5.15% APY, and you can pick your term of 3, 6, or 9 months!

About Us

We’re on a path to helping Ohioans achieve more! MyUSA Credit Union is focused on being your Best Financial Friend (BFF) for life by building the strongest communities possible through financial education.

MyUSA Credit Union has been serving Ohioans for nearly a century. From our humble beginnings in the steel and communications industries to a forward-thinking and inclusive institution serving all of the Miami Valley, we are now stronger than ever. Poised to focus on YOUR financial success. We want to be another reason you love to call Southwest Ohio home.

*APY = Annual Percentage Yield. Share certificate APY disclosed effective as of 6/1/2024 and includes BFF Perks rate bonus of 0.25%. Offer and rates are only available on 3, 6, or 9 month terms during the promotional period, and are subject to end without notice. Minimum deposit $500 to open and earn dividends. Offer applicable for current member certificate of deposit at maturity date for rollovers and/or new money not currently on deposit with MyUSA Credit Union. Other rates, terms, and fees may apply including penalty for early withdrawal; Speak to a MyUSA Associate for details.

BFF Perks program terms and conditions subject to change or end without notice. BFF Perks status may change monthly as loan rate awards will be applied the first day of the month and share certificate rate rewards will be on the last day of the quarter. Both will be based upon the prior month-end qualifying account status. To receive BFF Perks rewards, a member must have a minimum of two qualifying accounts which may include a checking account, share certificate, credit card, personal loan, line of credit, HELOC, auto, boat, RV, or motorcycle loan. BFF Perks rewards include a 0.25% rate reduction on all auto, boat, RV, or motorcycle loans and a 0.25% dividend rate bonus on share certificates. Any checking account with a negative balance or delinquent loan obligation as of the previous month-end may not be considered an eligible qualifying account in calculation of that month’s BFF Perks. Other terms, conditions, limits, and fees may apply; speak to a MyUSA associate for details.