Home Loan

Whether you are purchasing or refinancing, we’ll find the best mortgage for you. We partner with The Mortgage Center, who actively looks for reasons to approve the loan, not reasons to deny it. We work hard to make things work for our members – and that’s the credit union difference!

MyUSA Home Loan Benefits

  • Competitive rates and closing costs
  • Fixed and adjustable rates
  • Low down payment options
  • Local approval
  • Conventional
  • FHA
  • VA
  • Rural Development (USDA)
  • Second homes and rental properties

REACH Financial Success Education

Considering Ownership

Many people consider home ownership to be an important goal. However, since buying a home can be one of the most expensive decisions you’ll ever make, it’s important to prepare yourself before you dive into the process. This short, interactive learning experience will teach you how to:

  • Choose between buying and renting
  • Understand and calculate initial and ongoing costs
  • Determine your financial preparedness for home ownership

REACH Financial Success Education


There’s a lot to understand when it comes to mortgages. However, taking out a mortgage can be manageable and rewarding as long as you prepare yourself to understand the terms, forms and process involved. In just 5 minutes, this short, interactive learning experience will teach you:

  • What mortgages are and how they are used
  • How to identify different types of mortgages
  • How the application process works and different loans to consider

REACH Financial Success Education

Buying a Home

Now that you’ve decided to purchase a home, it’s time to familiarize yourself with the buying process! Everyone’s journey to home ownership is different, but there are some common things every home buyer should prepare for before jumping in. This short, interactive learning experience will teach you:

  • The steps associated with home buying
  • How to stick to your budget
  • Resources available to help with your decisions.

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