Promotions

7% Certificate Special1

Earn more with a Certificate of Deposit! If you’re seeking a higher rate of return, a certificate may be the answer! Certificates pay higher dividend rates as invested funds remain on deposit for a fixed period of time.

The minimum balance is $500. You can earn up to 4.79% APY for a term of 7 months.*

Refer a friend and earn $50!
Interest Rates Certified by Datatrac

1*APY = Annual Percentage Yield. Share certificate APY disclosed effective as of 8/26/2024 and includes BFF Perks rate bonus of 0.25%. Offer and rate are only available on 7-month term during the promotional period and are subject to end without notice. Minimum deposit $500 to open and earn dividends. Oer applicable for current member certificate of deposit at maturity date for rollovers and/or new money not currently on deposit with MyUSA Credit Union. Other rates, terms, and fees may apply including penalty for early withdrawal; Speak to a MyUSA Associate for details. BFF Perks program, terms, and conditions subject to change or end without notice. Points are calculated on the last day of each month based on specific product usage to receive BFF Perks the following month. Account status can change monthly. Points are calculated as follows: all checking accounts, active loans, share certificates, and credit cards are each valued at 25 points. 50 points are needed to qualify for BFF Perks. Loan rate reduction applies to all auto, boat, RV, and motorcycle loans. BFF Perks loan rate reductions are figured in when calculating rate match rates. Share certificate bonus applies to all share certificates. Any savings account or checking account with a negative balance on the last day of the month will each result in a deduction of 25 points. Any loan that is delinquent on the last day of the month will result in a deduction of 50 points. Other terms, conditions, limits, and fees may apply; speak to a MyUSA associate for details. BFF perks will start 90 days after qualifying account has been established.

2*Referring member must be a current MyUSA member and maintain and active account in good standing with MyUSA. $50 referral reward will be deposited to the referring member’s main share within 45 days of the confirmed account. Referred party myst open and maintain a Main Share Membership Savings Account with a balance of $5.00 to join MyUSA and open a checking account with a minimum deposit of $50 and direct deposit. Referred party cannot have any existing accounts with MyUSA as primary or joint owner, have closed an account within the past 90 days, or have been paid a promotional reward in the last 12 months. %50 reward will be deposited to the referred member’s new checking account within 45 days of opening. Limit one payment per account type. Accounts must remain in good standing for a minimum of 90 days or MyUSA reserves the right to reclaim the reward payment. Offer subject to end without notice. MyUSA Credit Union employees are not eligible to participate.