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Your Auto Loan Could Earn You $300 Cash Back

Shopping for a new car or a lower payment? Your Best Financial Friend (BFF) is here to help!

Right now, you can get $300 just for bringing your car loan to us or financing a new ride—plus, no payments for 90 days! Don’t just take our word for it – see what our Members are saying:

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Get Started in 60 Seconds

Our easy online application, flexible terms, and great low rates will get – or keep – you on the road for less. We can help with:

  • Refinance or new purchases
  • Flexible payment options
  • Lower monthly payments
  • Skip 3 months of payments
  • No early repayment penalties
  • Get cash equity from your vehicle

Want more flexibility in your loan payment? We’ve got your back. Learn more about our AutoFlex loan option.

Loan Protection

We know how much you depend on your vehicle, that’s why we offer several loan protection products to protect you, your family, and your budget. Our friendly team is here to explain your options so you can decide how to best protect your investment!

Questions?

Contact us at 800.633.8905 or click our Live Chat button in the lower right-hand corner. We’re here to help!


MyUSA Auto Loan Benefits

  • Find your next car with our Car Buying Made Simple Site
  • Free CARFAX
  • Qualify for up to 125% financing
  • Pay your loan off early with no penalty
  • Pay your loan ahead
  • Ask about our loan discounts

*Loans will be approved up to current loan limits and under normal underwriting conditions based upon each individual’s credit history and underwriting factors. Offer valid on auto, motorcycle, boat, and RV. Offer excludes home equities, credit cards and any other loan not listed above. Offer valid only on new loans to MyUSA and cannot be used to refinance an existing MyUSA loan. In order to open a loan, you must first become a MyUSA CU member, be 18 years of age, and satisfy MyUSA’s underwriting criteria; not all applicants will qualify. Member is not required to make any payments for up to 90 days after the date the loan is closed, but interest accrues. If debt protection is purchased and added to the loan, the first payment MUST be made by the 90th day from the date the loan was closed or debt protection coverage will be cancelled. For eligible loans that are currently not held by MyUSA CU, primary member will receive $300 for a minimum loan balance of $15,000. Cash incentive will be deposited into the member’s savings account within 10 days of loan funding. Cash incentive may be considered taxable income, and the recipient is responsible for any reportable amount to the IRS. MyUSA reserves the right to reclaim the incentive dollars if the loan is paid off or refinanced prior to 180 days after loan funding. Offer runs May 5 – July 31, 2025, is subject to change or end without notice, and cannot be combined with any other offer. Other terms, conditions, limits, and fees may apply; speak to any MyUSA Associate for more details.



About Us

We’re on a path to helping Ohioans achieve more! MyUSA Credit Union is focused on being your Best Financial Friend (BFF) for life by building the strongest communities possible through financial education.

MyUSA Credit Union has been serving Ohioans for nearly a century. From our humble beginnings in the steel and communications industries to a forward-thinking and inclusive institution serving all of the Miami Valley, we are now stronger than ever. Poised to focus on YOUR financial success. We want to be another reason you love to call Southwest Ohio home.