Credit Card

Affordable, Trusted, and Local Credit Card

Competitive Rate and Everyday Convenience

Take your credit union with you wherever you go to make purchases a breeze! You can feel confident knowing that our credit card¹ comes with a low interest rate and plenty of benefits to optimize your spending power.

Apply for a Credit Card

Check current MyUSA Credit Union Credit Card rate.

1. Subject to credit approval. Some restrictions may apply. Balance transfer fee applies: $15.00 or 3.00% of the amount of each balance transfer, whichever is greater. Contact a MyUSA associate for details.

Credit Card Payoff Calculator

Credit Card Benefits

Competitive Rates
25-Day Grace Period
Easy Access Through Online & Mobile Banking
Mobile App Card Controls
Automated Payment Options
Secure Chip-EMV Card Technology
Consolidated Statements
24-Hour ATM Access
Cash Advances

Travel Tips

When you travel, you make purchases outside your normal pattern. These purchases may be blocked by our fraud department. Prior to traveling, complete our online travel notification form.

Order a New Card

If you need to order a replacement credit card, complete our online card replacement form.

Credit Card Frequently Asked Questions

833.925.2928

855.961.1602

866.279.1399

Calls answered 8 a.m. to 8 p.m. EST

The ability to earn Scorecard Rewards points will end in Fall 2026. Any points you have already earned will remain available for redemption and will expire three years from the date they were earned.

Call 800.854.0790 for questions about Scorecard Rewards.

ScoreCard FAQ

833.933.1681 (Domestic)

812.647.9794 (International)

SMS/text messaging or phone call. Email is being considered as a future enhancement but it not available at this time. We only reach out to you between 9 am-9 pm, based on your time zone.

Yes, you can opt out of receiving SMS/text alerts. Instructions are provided in all messages.

A contactless card uses short-range wireless technology to make secure payments between a contactless card and a contactless checkout terminal. When you tap your card near the Contactless Symbol, your payment is sent for authorization. There is no need to swipe, dip or insert your card. Look for the contactless symbol.

Yes. Your contactless card will continue to have contact functionality, so it can still be inserted or swiped at merchant locations without tap to pay at check-out terminals. Additionally, you can continue to use your card information at online

Retailers that accept contactless payments will display the Contactless Symbol. Look out for it wherever you shop.

Have more questions? Visit our Frequently Asked Questions page for answers to more common questions about MyUSA Credit Union.

Opt-In to Text Alerts for Credit Cards

Be the first to hear about balance transfer offers, low intro rates, and ways to save. Text MyUSA to 513.420.5806

Message & data rates may apply. Message frequency varies. Consent is not required to use our services. View Terms & Privacy.

Interactive Learning Experiences

A credit card can be a great financial tool with many benefits. But it’s important that you also understand the consequences if you don’t use cards responsibly. Zogo offers short, interactive learning experiences that will tell it to you straight and empower you to make smart financial decision.

We partner with the app that pays you to learn financial literacy. Download Zogo today with access code MYUSA.

Zogo is a gamified financial literacy app that rewards users for completing bite-sized financial literacy lessons on intelligently saving, spending, and managing money. Level up and earn while you learn, with real-life rewards, such as gift cards to your favorite stores!