Share Certificates & IRAs

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Share Certificates

Members seeking higher rates of return for their savings may elect to open a share certificate. They pay higher dividend rates as invested funds remain on deposit for a fixed period of time. Minimum balance is $500 and available terms are 3 to 60 months. See our rate schedule for current rates.

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IRAs

IRAs offer an ideal place to hold retirement savings funds. With four rate tiers, your account earns higher dividends as your balance increases. This account also allows for easy IRA and 401(k) rollovers. Our IRA options provide great flexibility and include Roth and Traditional IRAs. IRA Share Certificates are also available. Call us at 800-633-8905 or email us for details.


REACH Financial Success Education

Share Certificates

Share Certificates are a type of financial account designed to hold your money for a fixed amount of time with low associated risk – and you earn guaranteed dividends in return! This short, interactive learning experience will teach you what is involved in opening a share certificate to decide if this savings tool is right for you:

  • Share certificate options offered by financial institutions
  • How to calculate your dividend earnings
  • The pros and cons of share certificates, compared to other accounts.
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REACH Financial Success Education

Individual Retirement Plans

Share Certificates are a type of financial account designed to hold your money for a fixed amount of time with low associated risk – and you earn guaranteed own features that may make them a good option for you. This short, interactive learning experience will teach you about:

  • How IRAs compare to other account options
  • The different types of IRAs
  • Opening and using an IRA

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