Savings

Building a Strong Foundation

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A savings account is the heart of your MyUSA Credit Union membership – and the first step on your path to building a stronger financial future! Once you’re a member, we can help you reach your goals with a variety of other savings, checking, products, and services. Whether you are building emergency savings or planning for a new home, an automobile, college education, or retirement, we have a savings account to meet your needs.

Freedom Savings – Earn 7.00% APY*

Live your best life with our Freedom Savings! Free yourself and save for an emergency fund, vacation, car, or anything you have in mind! Contact us for details.

*APY = Annual Percentage Yield.  APYs disclosed effective as of 8/22/2023 and may change after account is opened. 7.00% APY will be paid only on the portion of your average daily balance that is greater than $0.00 but less than $1,000.01. The portion of your average daily balance greater than $1,000 will earn an APY of the current standard published rate, 0.05% as of 8/22/2023. There is no minimum balance to open a Freedom Savings account, but you must meet membership eligibility and maintain a Main Share Membership Savings Account with a balance of $5.00 to open a Freedom Savings Account. Limit one Freedom Savings per social security number. A balance of $0.01 is required to earn dividends; fees may reduce earnings. Eligible only for individual accounts. Other account types such as business, estate, trust, guardian, rep payee, etc. are not eligible to participate. For additional account information, speak to a MyUSA Associate for details.

Premier Savings – Earn up to 3.80% APY*

Do you tend to have a higher balance in your savings account? If so, our Premium Savings was made for you! Earn a higher rate of return with convenient access and friendly service. Contact us for details.

*APY = Annual Percentage Yield.  APYs disclosed effective as of 1/17/2024 and may change after account is opened.  3.80% APY will be paid only on the portion of your average daily balance that is greater than $100,000. The portion of your average daily balance $25,000 – $99,999 earns 2.79%, and balances up to $24,999 will earn 0.07%.  There is no minimum balance to open a Premier Savings account, but you must meet membership eligibility and maintain a Main Share Membership Savings Account with a balance of $5.00 to open a Premier Savings Account. A balance of $0.01 is required to earn dividends; fees may reduce earnings. Eligible only for individual accounts. Other account types such as business, estate, trust, guardian, rep payee, etc. are not eligible to participate.  For additional account information, speak to a MyUSA Associate for details.

Main Savings

When you join a credit union, you pledge a “share” that enables you to participate in the member-owned cooperative and ensures you a vote in the democratic process. A $5 deposit in our Main Savings Account establishes your membership with MyUSA Credit Union.

Simple Savings

A MyUSA’s Savings Account is the easiest way for you to save and budget for your next big life event: the holidays, a wedding, car, vacation – whatever you need to save money for.

Student Savings

Members up to age 17 (or older with a current student id), can kick start their financial future with one of our high dividend savings accounts. Contact us for details.

Interactive Learning Experiences

Choosing a savings account may seem simple enough, but with a little extra research you can make an informed decision to help maximize your money. Zogo provides short, interactive learning experiences that will empower you to make smart financial decisions and create the life of your dreams.

We partner with the app that pays you to learn financial literacy. Download Zogo today with access code MYUSA.