FAQ – Contactless Pay & MobiMoney

Here are some of our most frequently asked questions. If you need further assistance, please contact us.

Contactless Pay

A contactless card uses short-range wireless technology to make secure payments between a contactless card and a contactless checkout terminal. When you tap your card near the Contactless Symbol, your payment is sent for authorization. There is no need to swipe, dip or insert your card. Look for the symbol.

contactless symbol

Yes, absolutely. Your contactless card uses the same secure encryption technology as your current EMV chip card. Each transaction is accompanied by a one-time code that securely protects your payment information.

Retailers that accept contactless payments will display the Contactless Symbol. Look out for it wherever you shop.

Yes. Your contactless card will continue to have contact functionality, so it can still be inserted or swiped at merchant locations without tap to pay at check-out terminals. Additionally, you can continue to use your card information at online merchants.

MobiMoney

MobiMoney is a Card Controls Application.

  • Card Controls – card on/off, location-based, transaction-type, merchant type, threshold-based
  • Card Alerting – card status, location-based, transaction-type, merchant type, threshold-based
  • Mobile Banking includes: Account balance, transaction history, account transfers for debit only

Any Android device (using 3.xOS or newer) or any Apple device (using iOS 6x or newer) will be supported.

Download MobiMoney from the appropriate app store:

Download MobiMoney on the App Store
Get MobiMoney on google play

To enroll, simply download the application from the Google Play Store or the Apple App Store and have your cardholder information ready to enter.

The MobiMoney app starts immediately.

The menu will be shown by holding down the button shown below.

Andoid Menu

MobiMoney enables you to set controls and alerts to limit fraud. These are set, and can vary, for each card registered and can be changed under the “Control Preferences” and “Alert Preferences” tab.

The configuration shows the last 50 transactions or the last 3 months of transactions.

The balances are obtained in real-time when the request is made.

Under the “Recent Transactions” tab find and tap the transaction you received the push notification. The “Transaction Details” screen will show the pertinent details of the transaction and by tapping on the dollar amount (top right) the screen will show what alert and controls settings would have triggered a notification.

The pass code is used for session validation and has two options. One is the actual pass code itself, the other (for Apple devices only) is touch ID. If you have logged in with your password, you have created a new session. That session should last for 24 hours assuming you don’t close the app completely. If you have not closed the app, and just switch back and forth between apps, you should be able to use the pass code to reenter the app. If you have closed the app, or the session time has expired, then you will be kicked back to the login screen.

If you are having trouble registering your card in the MobiMoney app, the first step is to verify that your address, SSN and expiration date you are entering in the MobiMoney app matches the information on file with the credit union.

“Block International” is really “Block Non-US” transactions. If you live outside the US, don’t use any of the location controls including My Location and My Region Controls.

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