Get everything you want in your checking account. Including more cash!
We have a checking account to perfectly fit your financial life, with the features and benefits you want most.
- Get paid up to 2 days early**
- Debit Card Roundup
- Online Banking
- Mobile Banking with Mobile Deposit
- Easy online check order
- And much more!
Get a $200 Cash Bonus* when you open a checking account with us.
Just meet a few requirements and we’ll give you a $200 Cash Bonus* just for opening your account. Find the account that’s right for you:
Student Checking
Designed to teach teens how to manage spending, saving, and overall money management.
Simple Checking
With no monthly fee, it’s the simple choice for managing (and keeping more of) your money.
Premier Checking
Earn a higher rate of return on your balances with convenient access to your funds, plus get free checks.
*Membership and account eligibility requirements must be met. You must open and maintain a Main Share Membership Savings Account with a balance of $5.00 to open a Checking Account. Offer eligible only for new consumer checking accounts with accountholders age 18 or over. Other account types such as business, estate, trust, guardian, rep payee, etc. are not eligible to participate. Offer not available for existing MyUSA Checking Accounts, those whose accounts have been closed in good standing within 12 months, or those closed with a negative balance at any time.
$200 bonus reward for opening a new MyUSA Checking Account will be deposited into member’s Savings Account within 120 days of new checking account opening. Limit one bonus reward per member account. MyUSA reserves the right to reclaim bonus payment if checking account is closed prior to 210 days after account opening. Bonus is considered taxable income and recipient is responsible for reporting the amount to the IRS. Offer subject to end without notice. Other terms, limits and fees may apply, speak to a MyUSA Associate for details.
**Early access to direct deposit funds depends on the timing of the payment file that is sent to MyUSA from your employer. Generally, funds are available on the day the payment file is received, which can be up to 2 days earlier than your actual effective pay day. A fee will apply for early access ACH, consult the current MyUSA Schedule of Fees & Charges or speak to a MyUSA Associate for details.