Live Your Best Life

Earn 7.0% APY*

Hey there, neighbor! Whether saving for an emergency fund down payment on a house, a dream vacation, or a major purchase, high-yield savings accounts can help you reach your financial goals faster. Our high yield Freedom Savings Account allows you to earn 7.0% APY on up to your first $1,000. Balances above that amount will continue to earn at our regular savings rate.


Want us to help you deposit money from another financial institution? Call 800-633-8905 and one of our friendly Best Financial Friends will help you open an account and transfer your money. The best part? We’re a local Credit Union with several convenient locations and access to mobile and online banking 24/7. Open an account now.

Tips to Grow Your Savings

  • Set up automatic transfers from your checking account on days you get paid.
  • Set up debit card round up. Each debit card transaction you make gets rounded up and the extra is placed in to the savings of your choice.
  • Talk to a friendly MyUSA Best Financial Friend to discuss your savings goals and personalize a savings plan to fit your lifestyle.

We’re proud to be your neighbors and treat you like family! Instead of using traditional and confusing bank acronyms, our Greater Miami Valley team works one-on-one with Members each day to provide the kind of straight talk and lifetime support needed to empower others to create the life of their dreams by making smart financial decisions.

*APY = Annual Percentage Yield.  APYs disclosed effective as of 8/22/2023 and may change after account is opened. 7.00% APY will be paid only on the portion of your average daily balance that is greater than $0.00 but less than $1,000.01. The portion of your average daily balance greater than $1,000 will earn an APY of the current standard published rate, 0.05% as of 8/22/2023. There is no minimum balance to open a Freedom Savings account, but you must meet membership eligibility and maintain a Main Share Membership Savings Account with a balance of $5.00 to open a Freedom Savings Account. Limit one Freedom Savings per social security number. A balance of $0.01 is required to earn dividends; fees may reduce earnings. Eligible only for individual accounts. Other account types such as business, estate, trust, guardian, rep payee, etc. are not eligible to participate. For additional account information, speak to a MyUSA Associate for details.