*APY = Annual Percentage Yield. Share certificate APY disclosed effective as of 1/8/2024 and includes BFF Perks rate bonus of 0.25%. Offer and rates are only available on 6, 9 or 12 month terms during the promotional period, and are subject to end without notice. Minimum deposit $500 to open and earn dividends. Other rates, terms and fees may apply including penalty for early withdrawal; speak to a MyUSA associate for details. BFF Perks program terms and conditions subject to change or end without notice. BFF Perks status may change monthly as loan rate awards will be applied the first day of the month and share certificate rate rewards will be on the last day of the quarter. Both will be based upon the prior month-end qualifying account status. To receive BFF Perks rewards, a member must have a minimum of two qualifying accounts which may include a checking account, share certificate, credit card, personal loan, line of credit, HELOC, auto, boat, RV or motorcycle loan. BFF Perks rewards include a 0.25% rate reduction on all auto, boat, RV or motorcycle loans and a 0.25% dividend rate bonus on share certificates. Any checking account with a negative balance or delinquent loan obligation as of the previous month-end may not be considered an eligible qualifying account in calculation of that month’s BFF Perks. Other terms, conditions, limits and fees may apply; speak to a MyUSA associate for details.
**APY = Annual Percentage Yield. APYs disclosed effective as of 8/22/2023 and may change after account is opened. 7.00% APY will be paid only on the portion of your average daily balance that is greater than $0.00 but less than $1,000.01. The portion of your average daily balance greater than $1,000 will earn an APY of the current standard published rate, 0.05% as of 8/22/2023. There is no minimum balance to open a Freedom Savings account, but you must meet membership eligibility and maintain a Main Share Membership Savings Account with a balance of $5.00 to open a Freedom Savings Account. Limit one Freedom Savings per social security number. A balance of $0.01 is required to earn dividends; fees may reduce earnings. Eligible only for individual accounts. Other account types such as business, estate, trust, guardian, rep payee, etc. are not eligible to participate. For additional account information, speak to a MyUSA Associate for details.